Commercial Bridging Loans & Mezzanine Finance for Business
Timing is crucial in our transactions; we evaluate a deal immediately after receiving it and provide Head of Terms within 24 hours of evaluation. We are fully funded and can provide decisions on advances to transactions immediately. We will provide you with all the necessary information to enable you how to best advise your client.
Lending type and size
Funding can be advanced immediately in amounts ranging from €350,000 to €5,000,000 on transactions in Ireland and the UK. The funds are not restricted to real estate transactions.
Loan-to-value and term
Our loans are structured flexibly, with a term of up to 6 months, but can be repaid early without penalty after 90 days. We lend up to a maximum of 65% loan-to-value
Borrower and exit
We require 1st charge on secured assets and an agreed and clearly defined exit strategy. The Borrower must be a commercial entity.
The Process
We can break every transaction into 4 easy steps:
Click on our Contact Us form or call our lending team +353 1 574 1210
We can quickly evaluate your loan and let you know within 24 hours if it meets our lending criteria.
Should the loan meet our lending criteria we would issue our Heads of Terms (Agreement in Principle) This would include the terms and conditions in detail that we are willing to complete the transaction.
As soon as we receive the signed Heads of Terms and our commitment fee, we will instruct independent valuers to carry out a property valuation and our solicitors to go through each item on our Heads of Terms (Agreement in Principle) with the borrowers’ solicitor.
Our solicitors can complete a loan within 10 working days, provided they have all the information they require on the property and transaction. It is important your solicitor provides this information quickly and is familiar with short term finance. We can then complete the transaction and release the funds.
Examples of how we have helped our Clients:
Since 2015 we have funded our clients in some of these areas. To find out how we can help please get in touch.
Property Acquisition:
Purchasing a Residential Investment Property, commercial premises or expanding a commercial premises.
Working Capital:
Funds required for a non-property business venture. The borrower would use an investment property with no existing mortgage as security.
Vulture Fund Rescue:
Providing funds to settle debt with private equity fund. Full and final settlement to be executed within 8 weeks.
Refinance:
Refinance an existing debt from another lender.
How we can help you
Pinemont is not a broker but is a principal in the transaction. Pinemont can provide you with short-term funding to close transactions from 30 days to one year. Funding can be advanced immediately in amounts ranging from €350,000 to €5,000,000 on transactions in Ireland and the UK. The funds are not restricted to real estate transactions. We do require security. We are not brokers, and therefore, we can take decisions quickly.
Brokers
Borrowers